GPAC MFiS
Micro Credit Operation Software
Enhance Your Microfinance Operations with GPAC Micro Credit Software – A Comprehensive Solution for Loan, Deposit, and Collection Management. Streamline Processes, Improve Efficiency, and Monitor Progress with Real-Time Insights. Fully Automated, Secure, and Easy to Use for Smooth Microfinance Management. Simplify Loan, Deposit, and Member Account Handling. Built to Support Growth and Serve Communities Effectively.
MIS (Management Information System) Module
The MIS Module serves as the backbone of the system, offering robust tools for data collection, analysis, and reporting to ensure efficient decision-making.
✅ Centralized Data Management: Manage members, loans, and deposits efficiently in a single platform.
✅ Field Officer Record Management: Track field officer performance and maintain detailed records.
✅ Real-time Dashboard: Monitor key performance indicators (KPIs) with live data insights.
✅ Customizable Reports: Generate reports for operational performance, compliance, and audits.
✅ Data Export Options: Export reports in Excel and PDF formats for easy sharing.
✅ Seamless Integration: Synchronize data with other modules for smooth workflow.
✅ Multi-Branch Support: Manage operations across multiple locations efficiently.
Deposit Management Module
The Deposit Management Module simplifies the handling of small and large-scale deposits, offering flexibility for recurring, voluntary savings, and various deposit schemes. It ensures efficient account management with automated processes and real-time updates.
- Flexible Deposit Management: Manage fixed deposits, recurring deposits, savings accounts, and additional deposit schemes.
- Automated Interest Calculation: Automatically compute interest on deposits with customizable rules and flexible options.
- Comprehensive Account Handling: Process deposit withdrawals, transfers, adjustments, account suspensions, and closures efficiently.
- Instant SMS Notifications: Notify members about deposit updates in real time.
- Detailed Reporting: Generate Daily Deposit Collection Statements, Field Officer-wise Deposit Collection Statements, Member Account Statements, deposit summaries, transaction histories, and over 50+ different MIS reports.
- Seamless Financial Integration: Fully integrated with financial accounting software for streamlined operations.
Loan Management Module
The Loan Management Module automates the entire loan lifecycle, from application to disbursement, repayment tracking, and refinancing. It ensures accuracy, efficiency, and compliance in managing loans for microfinance institutions.
- Easy Loan Application & Approval: A streamlined process ensuring quick and hassle-free loan disbursement.
- Multiple Loan Types: Supports individual, group, SME, and other customized loan schemes.
- Flexible Interest Rate Options: Configurable interest calculation for different loan structures.
- Automated Loan Repayment Schedules: System-generated EMI plans with alerts for due payments.
- Overdue Loan Tracking: Automatic monitoring and management of overdue loans.
- Loan Refinancing & Restructuring: Modify repayment terms based on borrower needs.
- Seamless Financial Integration: Fully integrated with financial accounting software for accurate bookkeeping and reporting.
Accounting Module
The Accounting Module ensures accurate financial management, compliance with accounting standards, and seamless integration with other financial modules. It provides a fully automated double-entry accounting system designed specifically for microfinance operations.
- Fully Integrated Double-Entry Accounting System – Ensures accurate and transparent financial transactions.
- Seamless Integration – Fully integrated with Deposit and Loan Management Modules for automatic financial updates.
- Chart of Accounts (COA) – Designed specifically for microfinance institutions with flexible account structures.
- Comprehensive Financial Statements:
- General Ledger
- Trial Balance
- Income & Expense Statements
- Balance Sheet
- Other essential accounting reports
- Audit & Compliance Reporting – Ensures regulatory compliance and financial accuracy with detailed audit trails.
Automated Mobile-Based Loan Collection & Deposit Collection
GPAC Micro Credit Software enables supervisors to collect loan installment amounts and deposit installment amounts directly from field members using their smartphones, with transactions being instantly recorded on the central office server. This ensures a fully automated and transparent financial management system.
How It Works?
- Supervisors use the mobile app to collect loan installments and deposits from members.
- Real-Time Data Sync: Collected amounts are instantly updated on the central server.
- Automated Reporting: Member balance, transaction history, and pending installments are updated automatically.
- Digital Receipts: Receipts are sent via SMS/WhatsApp immediately after collection.
- Live Monitoring: The office can track and monitor collection activities in real-time.
Why GPAC Software for Your Microcredit Solution?
- Expertise in the Sector: With years of experience in automating business processes for financial institutions, we understand the nuances of the microcredit industry. Our system is designed to handle complex loan structures, compliance requirements, and operational challenges seamlessly.
- User-Friendly Interface: Designed for ease of use, our solution minimizes the learning curve for staff and provides a smooth experience for clients. The intuitive dashboard and automated workflows ensure faster loan processing and improved customer satisfaction.
- Comprehensive Support: Our dedicated support team is available to assist you at every stage, ensuring that your institution gets the most out of the solution. From implementation to ongoing maintenance, we are committed to your success.
- End-to-End Loan Management: GPAC Software covers the entire loan lifecycle, from application processing to disbursement, repayment tracking, and delinquency management. Automated alerts and reminders help reduce defaults and improve recovery rates.
- Robust Security & Compliance: Our software is built with advanced security features to safeguard sensitive financial data. It complies with regulatory requirements and industry best practices, ensuring your organization stays compliant.
- Multi-Branch: Whether you operate from a single location or have multiple branches, GPAC Software enables centralized management with real-time access to all financial data.
- Customizable Reporting & Analytics: Gain valuable insights with powerful reporting tools and dashboards. Our software provides detailed financial reports, loan performance analysis, and portfolio monitoring to support data-driven decision-making.
